Akwai dalilai da yawa da yasa mutane zasu buƙaci app na saka hannun jari. Wasu mutane na iya buƙatar app don taimaka musu bin diddigin jarin su, yayin da wasu na iya buƙatar app don taimaka musu samun ƙarin sani yanke shawara na saka hannun jari. Bugu da ƙari, wasu mutane na iya buƙatar app don taimaka musu su ci gaba da sabuntawa kan sabbin labaran saka hannun jari.
Dole ne ƙa'idar saka hannun jari ta samar wa masu amfani da kayan aiki iri-iri da albarkatu don taimaka musu yanke shawarar saka hannun jari. Ya kamata app ɗin ya haɗa da fasalulluka waɗanda ke ba masu amfani damar bin diddigin aikin fayil ɗin su, samun dama shawarwarin kudi daga masana, da haɗi tare da sauran masu zuba jari. Bugu da ƙari, app ɗin ya kamata ya samar da ƙirar mai amfani wanda ke da sauƙin amfani kuma mai sha'awar gani.
Mafi kyawun app na saka hannun jari
Wealthfront
Wealthfront kamfani ne mai sarrafa dukiya wanda ke ba da samfuran saka hannun jari da sabis ga daidaikun mutane da iyalai. Wealthfront yana sarrafa kuɗi don abokan cinikinsa ta hanyar haɗin kuɗaɗen juna, ETFs, da amincin mutum ɗaya. Adam Neumann da David Siegel ne suka kafa kamfanin a cikin 2009. Wealthfront yana da fiye da dala biliyan 5 a cikin kadarorin da ke ƙarƙashin gudanarwa har zuwa Disamba 31, 2016.
Ingantacce
Betterment kamfani ne na fasaha na kuɗi wanda ke ba da tarin kayan aiki don taimakawa mutane yin ajiyar kuɗi don burinsu na kuɗi na dogon lokaci. Samfurin alamar kamfanin, Betterment, yana taimaka wa mutane yin ajiyar kuɗi don yin ritaya, koleji, da sauran muhimman kuɗaɗe. Betterment kuma yana ba da ɗimbin kayan aikin da za su taimaka wa mutane bin diddigin kuɗin su da kuma yanke shawara mafi kyau game da kuɗin su.
Babban Bankin
Personal Capital kamfani ne na software na kuɗi wanda ke taimaka wa mutane adanawa da saka kuɗin su. Kamfanin yana ba da kayan aiki iri-iri don taimaka wa mutane bin diddigin kuɗin su, gami da na'urar bin diddigin fayil, mai tsara shirin ritaya, da lissafin rage bashi. Personal Capital kuma yana ba da gwaji kyauta na ayyukan sa.
Acorns
Acorns wani nau'in goro ne da ke tsiro akan bishiyar oak. Acorns ƙanana ne, zagaye, kuma suna da harsashi mai wuya. A cikin harsashi akwai kwaya na masara. Dabbobi ne ke cin acorns, irin su squirrels, barewa, da bear.
Mafi kyawun Premium
Betterment Premium sabis ne na tsare-tsare na kuɗi da saka hannun jari wanda ke ba da zaɓuɓɓukan saka hannun jari iri-iri, gami da kuɗaɗen juna, asusu na musayar musayar (ETFs), da hannun jari guda ɗaya. Betterment kuma yana ba da ɗimbin kayan aiki don taimaka wa masu amfani da bin diddigin jarin su da kuma yanke shawara na gaskiya. Betterment Premium yana samuwa ga mutanen da suka kai aƙalla shekaru 18 kuma suna da asusu tare da banki ko wata cibiyar kuɗi.
Masu Ba da Shawara a Gaban Arziki
Wealthfront Advisors kamfani ne na tsara kuɗi da sarrafa saka hannun jari wanda ke ba da ɗimbin ayyuka don taimaka wa mutane yin ajiya don makomarsu. Masu ba da shawara na Wealthfront suna ba da shawarwari na keɓaɓɓu da shawarwarin saka hannun jari dangane da keɓaɓɓen yanayin kuɗin ku, burin ku, da haƙurin haɗari.
An kafa Wealthfront Advisors a cikin 2009 ta Adam Neumann da David Siegel. Wealthfront yana da hedikwata a San Francisco, California.
Zuba jari Yanzu
Invest Yanzu kamfani ne na tsara kuɗi da sarrafa saka hannun jari wanda ke taimaka wa mutane tanadi don makomarsu. Suna ba da ayyuka iri-iri, gami da shirin ritaya, tsara ƙasa, da shawarar saka hannun jari. Hakanan suna ba da samfuran saka hannun jari iri-iri, gami da asusu na juna, hannun jari, da shaidu. Suna da ƙungiyar masu ba da shawara kan kuɗi waɗanda za su iya taimaka muku zaɓin jarin da ya dace don buƙatun ku.
FutureAdvisor
FutureAdvisor tushen yanar gizo ne kayan aikin sarrafa kuɗi na sirri wanda ke taimakawa masu amfani suna bin diddigin abubuwan da suke kashewa, adana kuɗi, da yin ingantattun shawarwari na kuɗi. Kayan aikin yana ba masu amfani da kayan aiki iri-iri don taimaka musu sarrafa kuɗin su, gami da a mai tsara kasafin kudi, Ƙididdigar bashi, da kuma saka hannun jari. FutureAdvisor kuma yana ba da albarkatu iri-iri don taimakawa masu amfani don ƙarin koyo game da kuɗin ku na sirri da kuma yanke shawara mafi kyau na kuɗi.
Acorns Investment
Acorns kamfani ne na fasaha na kuɗi wanda ke taimaka wa mutane yin ajiya da saka kuɗi. Acorns yayi a mobile app, gidan yanar gizo, da asusun zuba jari ba tare da kudade ba. Acorns yana saka kuɗin ku a cikin hannun jari iri-iri, shaidu, da ETFs. Hakanan zaka iya amfani da Acorns don biyan kuɗin ku, siyan kayan abinci, da ƙari.
Abubuwan da za a yi la'akari lokacin zabar ƙa'idar saka hannun jari
-A app ya zama mai sauƙi don amfani da kewayawa.
-Ya kamata app ɗin ya ba da cikakkun bayanai game da nau'ikan saka hannun jari daban-daban.
-Ya kamata app ɗin ya samar da kayan aiki iri-iri don taimakawa masu zuba jari su bi diddigin jarin su da kuma yanke shawara mai kyau.
Kyakkyawan Siffofin
1. Ikon bibiyar aikin fayil ɗin ku akan lokaci.
2. Ikon saita faɗakarwa idan an tabbata hannun jari ko kudi sun kai a takamaiman farashin farashi.
3. Taswirar hulɗar da ke nuna aikin hannun jari na daidaikun mutane, kuɗaɗen juna, da sauran jarin kan lokaci.
4. Kayan aikin haɗin gwiwa waɗanda ke taimaka muku yin mafi kyawun yanke shawara na saka hannun jari, kamar kayan aikin bincike na haɗari da ƙididdiga na shirin ritaya.
5. Iyawa ga hira da mai ba da shawara kan harkokin kuɗi ko wasu masu saka hannun jari a ainihin lokacin don samun shawara kan yadda za ku fi dacewa da saka kuɗin ku
Mafi kyawun aikace-aikace
1. Kyakkyawan aiki: Yawancin aikace-aikacen zuba jari suna ba da kyakkyawan aiki fiye da na gargajiya asusun dillalai. Za su iya zama mafi inganci a ciki bin diddigin fayil ɗin ku da yin cinikai, wanda zai iya haifar da kyakkyawan dawowa.
2. Nasiha na keɓaɓɓen: Wasu ƙa'idodin saka hannun jari suna ba da shawarwari na keɓaɓɓu daga ƙwararrun masu tsara kuɗi, waɗanda za su iya taimaka muku yanke shawara mafi wayo game da jarin ku.
3. Sauƙaƙawa: Yawancin aikace-aikacen saka hannun jari sun dace da sauƙin amfani, don haka zaku iya bin diddigin fayil ɗin ku da yin ciniki ba tare da shiga ta hanyar dillali ba.
Mutane kuma suna nema
saka hannun jari, hannun jari, asusun juna, ETFsapps.
Ina son wayoyin hannu da fasaha, Star Trek, Star Wars da wasan bidiyo
